对把孩子送到国外读书的家长来说 ，如果考虑买个房子给孩子住，那么从开始着找房到搬进新家都有什么事儿呢？加拿大买房过程很简洁，就是找房签约，交钱入住这么简单。而且这里的房子交接时电器，灯具甚至窗帘都是现成的，买了家具就能住，兵马未动，粮草先行，所以我们先从钱上说起。 房款和税款 目前多伦多地区地铁沿线两室两卫价位从60万加币到100多万加币，要看房子的具体位置和面积大小而定，基本上是越往市中心越贵。这里以购买一套60万的房子为例，除了房款以外还需要准备9万加币（15%) 的外国人置业税，1万7千加币（约3%）房产交易税。所以实际需要的资金总数是接近71万加币。 银行贷款 加拿大房屋贷款利率目前只有3%左右，很多人选择贷款买房，本地各大银行都向外国居民开放贷款业务，利率和本地居民一样，但是贷款额最高为房价的65%，还以60万加币的房子为例，您需要准备21万加币作为首付，以及11万税款和交接费用，总计32万加币。 交房时间及房款支付 简单来说，签合同时交3万加币定金，剩余款项交房日由双方律师结清。加拿大买房从签订合同到产权交接通常需要1-2个月的时间，主要原因是要给原来的业主一个搬迁的时间，如果是业主已经搬出去的物业，通常需要1个月即可，主要是办理银行贷款的时间，如果全款购房，并且钱已经在加拿大境内银行账户上，时间还可以缩短，大约有15天就可以交接完毕。 汇款与开户 加拿大买房不接受现金，必须从银行开本票给授权律师代办交接。本地银行开户方便，即便是顺道旅游都可以开户。各大银行均受理海外汇款，如需要短期汇入超过10万加币以上金额，可以预先告知银行客户经理。特别是从多个账户同时汇款到加拿大的同一个账号，一定要事先和银行打招呼。目前还有一些金融汇兑公司可以协助解决外汇额度，汇率按离岸牌价结算。 关于各区房屋价格，银行开户，律师咨询，汇款咨询请加微信号 cad4167282133 或者扫码加微信，询问详情。
Selling your Toronto condo and thinking of going it alone? Be careful
Last week, while going through the listings of homes for sale in Toronto for a client, I happened upon an interesting listing. It caught my eye because of its low price and then I noticed that it was being sold by owner, also known as FSBO (for sale by owner) for short.
What really caught my eye, however, was that this home has been listed for almost a year. Looking at the listing it was obvious why the home wasn’t selling. Let’s see if we can help you avoid some of the mistakes this homeowner is making.
Marketing a Toronto Home
Where are the photos? Most homebuyers won’t even look at a listing online if it lacks photos and this particular listing had four photos. That’s right – only four photos – and the quality was so bad that it was hard to make out exactly what they were trying to accomplish with the pictures.
The exterior photo of the building was taken from too far away and it was blurry. The second photo was of a long, narrow room with no furniture. Living room? Family room? Who knows.
The next photo, of the very unattractive kitchen, lacked proper lighting and the final photo was of a pool table. Yup, you read that right. A pool table.
I’m not poking fun at the homeowner, because I’m not exactly an ace photographer either. This is why we use a professional photographer for our listings. It really isn’t that expensive and the photos truly do bring in buyers.
Continuing my stroll through the MLS listings I came across another home – the second-lowest priced condo on the Toronto market. Although it is priced only $15,000 higher than the first home I mentioned, it stands head and shoulders above this one. The photographs are clear, the listing description is compelling and the home is staged.
So, rule number one is to hire a pro and include the maximum number of photos that the MLS will allow.
Rule number two? If your home has empty rooms, stage it. Yes, this can be pricey, but it’s worth it, not only so that the home shines in the photos but so that it’s attractive when buyers visit.
If you can’t or won’t do these things, then price the home accordingly. Otherwise, it will end up like the aforementioned home – sitting on the market for more than one year, in a fiery hot real estate market.
Consider your competition
I get why a homeowner wants to sell a home without the assistance of an agent. What I don’t get, however, is that these homeowners will be competing against other homes for sale that ARE being marketed professionally. So, not only does your home have competition, but you, as a marketer, do too.
Marketing is just one of the challenges the for-sale-by-owner faces, but it’s a biggie. Do it right, however, and you’ll bring in potential buyers.